Founded in Bristol in 1986 as a pawnbroking service, the main part of our business remains the issue of loans against the security of gold jewellery and diamonds
5 Year Profit & Loss
| Year ended: 30th June | 2004 (366) | 2005 (365) | 2006 (365) | 2007 (365) | 2008 (366) |
| Turnover | £22.34m | £24.01m | £29.50m | £32.92m | £46.86m |
|---|---|---|---|---|---|
| Expenses | £16.78m | £17.66m | £21.90m | £24.77m | £34.60m |
| Operating profit (reported) | £5.57m | £6.34m | £7.60m | £8.15m | £12.26m |
| Operating profit (adjusted) | £5.49m | £6.28m | £7.57m | £8.15m | £12.25m |
| Investment income | £m | £m | £m | £m | £0.06m |
| Exceptional items | £0.08m | £0.06m | £0.03m | £-0.00m | £0.01m |
| Net interest | £-0.55m | £-0.69m | £-0.93m | £-1.13m | £-2.52m |
| Pre tax profit | £5.02m | £5.66m | £6.67m | £7.02m | £9.74m |
| Tax | £1.56m | £1.60m | £1.90m | £1.74m | £2.51m |
| Profit after tax | £3.46m | £4.06m | £4.77m | £5.28m | £7.24m |
| Minority interests | £0m | £0.00m | £0.00m | £0.00m | £0m |
| Available for dividends | £3.46m | £4.06m | £4.77m | £5.28m | £7.24m |
| Ordinary Dividends | £1.56m | £1.85m | £2.19m | £2.32m | £3.01m |
| Non-equity dividends | £0m | £0.00m | £0.00m | £0.00m | £0m |
| Retained Profit | £1.90m | £2.21m | £2.58m | £2.96m | £4.23m |
| Per Share Data | 2004 | 2005 | 2006 | 2007 | 2008 |
| D.P.S. | 3.40p | 4.00p | 4.70p | 4.95p | 5.50p |
|---|---|---|---|---|---|
| Normalised E.P.S. | 7.30p | 8.54p | 10.10p | 10.99p | 13.22p |
| F.R.S.3. E.P.S. | 7.46p | 8.67p | 10.17p | 10.99p | 13.24p |
| Other Data | 2004 | 2005 | 2006 | 2007 | 2008 |
| Number of Employees | 260 | 277 | 324 | 387 | 609 |
|---|---|---|---|---|---|
| Market Cap at B/S Date | £46.00m | £55.47m | £91.87m | £106.38m | £113.66m |
| Non-UK Turnover | £0m | £0.00m | £0.00m | £0.00m | £0m |
| Investment Ratios | 2004 | 2005 | 2006 | 2007 | 2008 |
| Margin | 24.58% | 26.16% | 25.66% | 24.76% | 26.02% |
|---|---|---|---|---|---|
| D.P.S. Growth | 23.64% | 17.65% | 17.50% | 5.32% | 11.11% |
| Normalised E.P.S. Growth | 5.78% | 17.01% | 18.35% | 8.77% | 20.27% |
Financial information provided by Hemscott Group Limited